PERSONAL INSURANCE

In Missouri, as well as most states, car insurance is required by law. Not all auto insurance policies are written the same, so it is important to have the right one. Just because you have a cheap auto insurance policy doesn't mean you have the best one. Auto insurance can consist of the following protections:

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• Liability

• Collision

• Comprehensive

• Medical Payments

• Emergency Road Service

• Uninsured Motorist Protection

Home insurance covers the hazards that most homeowners face. When a loss occurs, you will file a claim with your insurance carrier, and you are paid for the expenses, minus any outstanding deductible amounts. Home insurance can consist of the following protections:

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• Storm damage, fire, windstorm, lightning, and hail

• Dog bite liability 

• Manufactured home coverage

• Trampoline or swimming pool liability insurance

• Wind damage

• Sinkholes

• Flood damage

• Sewer or septic backups

• Replacement cost for personal property

• Umbrella liability insurance

Insurance for your "toys" includes boats and other watercraft, classic cars, motorcycles, RVs, trailers, AtV's, UTV's and more! We understand that having insurance for these items may seem unnecessary. However, accidents happen and they also come out of nowhere. It is best to be protected in case of the worst possible scenario. The types of insurance you can have are:

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• Boating and watercraft insurance

• Classic Car Insurance

• Motorcycle Insurance

• RV and Trailer Insurance

• ATV Insurance

• RV Insurance